Merchant Cash Advance (MCA)
Revenue‑based remittance aligned with daily sales for short‑term needs.
Funding Programs
Invoice Factoring
Advance on receivables to accelerate cash flow while invoices mature.
Working Capital
Short‑term capital to strengthen operations and expansion.
SBA Loans
Government‑backed structures with competitive rates and longer terms.
Equipment Financing
Acquire or lease assets without depleting liquidity; structured payments.
Commercial Real Estate
Purchase, refinance, or improve owner‑occupied and investment properties.
Business Lines of Credit
Revolving access to funds; interest only on utilized amounts.
Startup Financing
Options designed for early‑stage ventures with thoughtful underwriting.
Funding Program Comparison
| Program | Purpose | Ideal For | Typical Amount Range |
|---|---|---|---|
| Working Capital | Short‑term cash flow for operations | Managing seasonality or growth | $10,000 – $750,000 |
| SBA Loans (7a/504) | Expansion, acquisition, equipment, real estate | Longer‑term, lower‑rate structures | $100,000 – $5,000,000+ |
| Equipment Financing | Acquire or lease machinery/technology | Asset‑backed purchases | $25,000 – $2,000,000 |
| Merchant Cash Advance | Fast capital repaid via future sales | High card‑transaction volume | $5,000 – $350,000 |
| Invoice Factoring | Convert receivables into cash | B2B with slower‑paying customers | $25,000 – $2,000,000 (facility) |
| Commercial Real Estate | Purchase, refinance, or improve property | Owner‑occupied or investment | $250,000 – $20,000,000+ |
| Business Line of Credit | Revolving capital on demand | Ongoing liquidity needs | $10,000 – $1,000,000 |
| Startup Financing | Early‑stage capital | New ventures | $5,000 – $250,000 |